Which scenario does not typically fall under personal injury claims?

Personal injury claims generally encompass situations where an individual suffers harm due to another's actions or negligence. The primary focus is on physical or psychological injuries that result from someone's wrongful conduct.

In the context of property damage from a natural disaster, this scenario differs significantly from the others presented. It involves damage to physical assets, such as homes or vehicles, rather than harm to individuals themselves. Personal injury claims are typically centered on the impact on a person's health, well-being, or emotional state, rather than the loss of property.

Medical malpractice, emotional distress due to defamation, and assault leading to psychological harm all directly relate to injuries sustained by individuals and can lead to compensation for those affected. These claims focus on the responsibility of one party towards another's personal suffering or trauma, highlighting why the chosen scenario involving property damage stands apart as it involves a different legal focus altogether.