Which commercial general liability coverage could help cover the cost of Wendy's injuries after falling in her new house addition?

Completed Operations Liability is the correct coverage that would help cover the cost of injuries incurred by Wendy after falling in her new house addition. This type of liability coverage is specifically designed to protect businesses from claims arising after work has been completed. In this scenario, if Wendy was injured due to a potential defect or an unfinished aspect of the construction work performed in her house addition, the completed operations coverage would provide protection against financial loss related to that injury.

This coverage is particularly relevant in the context of construction or renovation projects because it addresses incidents that may occur after the project is finished, which is pertinent to the situation where someone is injured post-completion. It handles claims for bodily injury or property damage that arise from the completed work, making it a suitable choice for Wendy's case.

Other types of liability, such as Premises Liability, primarily protect against injuries occurring on the property that is still occupied or used in its existing state, typically related to the owner's negligence. Insured Contracts Liability involves liability arising from agreements or contracts rather than the work performed itself, while Product Liability applies to damages caused by products manufactured or sold by the insured. Hence, these options do not align with the specific situation regarding injuries from a construction-related incident.