What type of insurance typically involves the services of an adjuster?

Property and casualty insurance often involves the services of an adjuster because this type of insurance covers loss or damage to an insured's property and liability for damages inflicted on others. Adjusters play a critical role in evaluating claims made under property and casualty policies. They assess the damage, investigate circumstances surrounding the loss, and determine the amount of compensation the insurance company should pay to the insured.

In the realm of property and casualty insurance, adjusters are essential for handling various claims, including those related to homeowners, auto insurance, and commercial property. Their expertise ensures that claims are handled fairly and that policyholders receive the benefits they are entitled to based on the terms of their policies.

In contrast, life insurance typically deals with the payment of a death benefit upon the policyholder's death, and health insurance focuses on medical coverage. Neither of these types usually requires the intervention of an adjuster in the same way property and casualty insurance does. Travel insurance can cover various issues but often involves direct customer service from the provider rather than the formal claim adjustment processes characteristic of property and casualty claims.