What type of coverage protects against loss due to theft?

Comprehensive coverage is designed to protect against a variety of risks, including loss due to theft. It typically covers events that are not related to a collision, such as vandalism, natural disasters, and theft of the insured vehicle or property within it. This type of coverage is essential for policyholders who want to secure their assets against non-collision-related incidents, making it crucial for anyone concerned about the potential for theft.

Liability coverage, on the other hand, primarily protects the policyholder against claims made by others for bodily injury or property damage that they may be legally responsible for. Collision coverage specifically addresses damage to the policyholder's vehicle resulting from a collision with another vehicle or object, while property damage coverage usually pertains to damage caused to someone else's property, but does not include theft of the insured's own property. Thus, comprehensive coverage is the appropriate option for safeguarding against losses due to theft.