What must Lemon Insurance do before not renewing Hugh's Personal Auto policy?

Before not renewing Hugh's Personal Auto policy, Lemon Insurance is required to provide proper notification to ensure that policyholders are adequately informed. According to Indiana law, an insurance company must notify the insured at least 45 days prior to the expiration of the policy if they intend not to renew. This requirement helps protect consumers by giving them adequate time to seek alternative coverage if needed.

In this context, while notifying Hugh at least 10 days before expiration may seem reasonable, it does not meet the legal requirement outlined in Indiana regulations. The other choices focus on the effective dates of the policy, which are not relevant to the notification requirement regarding non-renewal. Ensuring the policy is effective until June 1 or May 31 does not address the essential need for prior notification to the insured about the non-renewal itself. Thus, adherence to the 45-day notice period is necessary for Lemon Insurance to act in compliance with state laws governing insurance policies.