What is the main feature of a Personal Article Floater?

The main feature of a Personal Article Floater is that it provides worldwide coverage for specific items. This type of insurance policy is designed to cover valuable personal belongings, such as jewelry, art, or collectibles, that may not be fully protected under a standard homeowner's or renter's insurance policy. The floater extends protection beyond the specific locations listed in a traditional policy, ensuring that the covered items are protected regardless of where they are located around the globe.

This global coverage is particularly beneficial for individuals who travel frequently or own items that may be at risk of loss or damage in various locations. Additionally, personal article floaters typically offer a broader range of perils, protecting against various risks such as accidental damage or loss, further enhancing their value compared to standard coverage.

Other answer choices may imply certain limitations or features that do not accurately reflect the core purpose of a Personal Article Floater, which is to offer flexible and comprehensive coverage for valued possessions.