What is meant by the term "declaration page" in an insurance policy?

The term "declaration page" in an insurance policy refers to the document that outlines coverage specifics and limits. This page serves as a crucial summary of the key details of the insurance coverage, such as the insured parties, effective dates, types of coverage included, and coverage limits. It provides both the insurer and the insured with an overview of the policy, ensuring that all necessary information is readily accessible.

While other components of an insurance policy, such as exclusions, premium costs, or legal descriptions, play significant roles in the overall document, they are not found on the declaration page itself. The declaration page is primarily focused on summarizing the essential coverage information, making it an essential tool for policyholders to understand their insurance protection at a glance.