What endorsement can Jimmy use to reduce his premiums by enhancing his property security?

The Protective Safeguard endorsement is designed specifically for policyholders who want to mitigate risk and enhance the security of their property. By implementing certain safety measures—such as installing fire alarms, burglar alarms, or other protective devices—policyholders can demonstrate a commitment to reducing the likelihood of loss. Insurers often provide premium discounts as an incentive for taking these precautionary steps because effective property security measures can significantly lower the chances of claims.

This endorsement directly connects to the goal of reducing premiums through enhanced security measures, making it the most fitting choice. In contrast, while other endorsements may pertain to risk management or security, they do not specifically refer to the integration of security features that lead to a reduction in premiums in the same way that the Protective Safeguard endorsement does.